After a crash that wasn’t your fault, you may be in shock due to your injuries and the implications that the accident will have on your life. You may be facing a long road to recovery, and it could be weeks, months, or even years until you’re able to go back to work.
If the crash was caused by another person’s or party’s negligence, there’s a good chance the insurance company will contact you. Unfortunately, insurance companies rarely have victims’ best interests in mind. Instead, they look out for their own profits—usually at the expense of the people who need compensation for accident-related injuries.
If you or someone you love were recently hurt in a crash, here are two tactics the insurance company may use that you should be aware of:
- Getting you to admit fault for the crash—Insurance adjusters may pretend to be friendly and understanding on the phone or via email, but their job is to reduce or deny claims. One way they do that is by getting victims to admit fault for crashes. Once victims go on record saying they may be fully or partially responsible, they may be ineligible to pursue compensation.
- Getting you to accept an initial settlement offer—Adjusters also know that many victims are often desperate for money after their accidents. Medical bills can quickly pile up, and when you’re not working, you may be unable to pay for them. But accepting an “initial” settlement means you may forfeit your right to pursue additional compensation later.