After an auto accident, your priorities are making sure that you and your loved ones get the medical attention and time you need to recover from your injuries so that you can go back to work. However, auto accident injuries can result in big medical bills that you may have difficulty paying, especially if you’re too hurt to go back to work for the foreseeable future.
If the accident was caused by a negligent driver, you may be eligible to get compensation for your medical bills and lost wages by filing a damages claim against their insurance policy. Unfortunately, getting compensation isn’t always easy, and insurance companies do everything they can to reduce or deny claims—including capitalizing on injured victims’ mistakes.
Three common mistakes that can harm compensation claims include:
- Admitting fault—Never admit fault for the crash to the other driver, the police, or the insurance company. Evidence may prove you didn’t contribute to the accident, but admitting fault can make it difficult to get compensation.
- Exaggerating or downplaying your injuries—Always be completely honest about your injuries. Making them sound worse than they are or even downplaying their severity can jeopardize your claim.
- Waiting too long to file a claim—In addition to a two-year statute of limitations in Virginia, the clock is also ticking on things like witness statements, crash scene evidence, and the insurance company’s perception of your claim and your injuries.