In addition to being painful, disabling, and traumatic, auto accidents are also expensive. They can result in totaled vehicles and big medical bills, not to mention weeks, months, or years away from work. That means no paychecks, which further compounds any expenses incurred from crashes.
If you were recently injured in an auto accident that wasn’t your fault, you may be eligible to receive compensation for your medical bills, lost wages, and pain and suffering. For most auto accident victims, compensation comes from two primary sources:
- The other driver’s auto insurance provider—If the other driver was clearly at fault for the crash and they carry valid auto insurance, you can file a claim against them. If their insurance company agrees that they were at fault, you’ll be paid via their insurance policy.
- Your own auto insurance provider—You also may be eligible to file a claim against your own insurance provider, especially if you purchased personal injury protection or have uninsured/underinsured motorist coverage.
In rare cases, an injured driver can even get compensation via punitive damages, which may be paid out if it’s determined that the other driver intentionally caused the accident.