There are very few conversations that can impact the rest of your life, but if you’ve been in a serious car accident, your initial conversation with the insurance company could have repercussions for years to come.
Shortly after your accident, you may receive a phone call or a visit from a insurance company representative. The purpose of this conversation is to determine how much they are going to pay you for your injuries. Expect a small offer. After all, they are in the business of making money. Minimizing your claim means more profits, and that’s exactly what they’ll try to do. How do you keep that from happening? Here are a few things to remember:
Don’t agree to any settlement offers. You are under no obligation to take the insurance company’s first offer. Don’t feel pressure to agree to any amount that hasn’t been vetted by an experienced lawyer, because once you sign, the insurance company is no longer responsible for future expenses.
Don’t volunteer information about your accident. The insurance company will use whatever you say against you, so don’t offer any information about your accident. They have access to the accident report and can get their information there.
Don’t talk about your job or activities. The adjuster might ask you about your personal life in an attempt to prove your injuries aren’t serious. Simple details about your day-to-day routine could be used to justify paying you little to nothing for your injuries.
Better yet, call an experienced Roanoke car accident attorney before having a conversation with the insurance company. We’ll deal directly with the insurance company on your behalf and fight to get you maximum compensation for your injuries. Don’t try to go it alone. Call us today.