Why Are Some Auto Accident Claims Denied?

by Staff Blogger | October 3rd, 2019

Virginia drivers are legally required to carry valid auto insurance to drive on public roads. This insurance coverage is supposed to protect drivers after accidents, as the injuries associated with crashes can result in expensive medical bills and prolonged time away from work. However, getting compensation via your own or someone else’s insurance after an accident isn’t easy, and insurance companies are well known for reducing or denying claims whenever possible.

At Skolrood Law Firm, our Roanoke car accident attorneys know how insurance companies work from the moment they first learn of a crash involving one of their policyholders. They have teams of employees called adjusters whose primary job is to find ways to pay claimants as little money as possible. They’re often able to accomplish that because of these common mistakes:

  • Victims wait too long to file claims—Virginia’s statute of limitations for personal injury claims is two years. When victims wait longer than that, they’re ineligible to seek compensation.
  • Claims are incomplete or contain inaccurate information—Insurance companies never overlook anything when reviewing claims, and if they find missing information or inaccurate facts, they won’t hesitate to deny them.

Other common causes of reduced or denied claims include admitting fault for the crash, making misleading statements about the severity of injuries, failing to see a doctor in the immediate aftermath of the crash, and having a pre-existing injury that’s similar to the injury suffered in the accident.

Our legal team knows these common mistakes and causes of denied claims, and we’ll do everything we can to prevent them from happening to you. Contact us today for a free consultation.