Auto Accident

Why Are Some Auto Accident Claims Denied?

by Staff Blogger | October 3rd, 2019

Virginia drivers are legally required to carry valid auto insurance to drive on public roads. This insurance coverage is supposed to protect drivers after accidents, as the injuries associated with crashes can result in expensive medical bills and prolonged time away from work. However, getting compensation via your own or someone else’s insurance after an accident isn’t easy, and insurance companies are well known for reducing or denying claims whenever possible.

At Skolrood Law Firm, our Roanoke car accident attorneys know how insurance companies work from the moment they first learn of a crash involving one of their policyholders. They have teams of employees called adjusters whose primary job is to find ways to pay claimants as little money as possible. They’re often able to accomplish that because of these common mistakes:

  • Victims wait too long to file claims—Virginia’s statute of limitations for personal injury claims is two years. When victims wait longer than that, they’re ineligible to seek compensation.
  • Claims are incomplete or contain inaccurate information—Insurance companies never overlook anything when reviewing claims, and if they find missing information or inaccurate facts, they won’t hesitate to deny them.

Other common causes of reduced or denied claims include admitting fault for the crash, making misleading statements about the severity of injuries, failing to see a doctor in the immediate aftermath of the crash, and having a pre-existing injury that’s similar to the injury suffered in the accident.

Our legal team knows these common mistakes and causes of denied claims, and we’ll do everything we can to prevent them from happening to you. Contact us today for a free consultation.

Where Can You Turn for Compensation After an Auto Accident?

by Staff Blogger | August 22nd, 2019

In addition to being painful, disabling, and traumatic, auto accidents are also expensive. They can result in totaled vehicles and big medical bills, not to mention weeks, months, or years away from work. That means no paychecks, which further compounds any expenses incurred from crashes.

If you were recently injured in an auto accident that wasn’t your fault, you may be eligible to receive compensation for your medical bills, lost wages, and pain and suffering. For most auto accident victims, compensation comes from two primary sources:

  • The other driver’s auto insurance provider—If the other driver was clearly at fault for the crash and they carry valid auto insurance, you can file a claim against them. If their insurance company agrees that they were at fault, you’ll be paid via their insurance policy.
  • Your own auto insurance provider—You also may be eligible to file a claim against your own insurance provider, especially if you purchased personal injury protection or have uninsured/underinsured motorist coverage.

In rare cases, an injured driver can even get compensation via punitive damages, which may be paid out if it’s determined that the other driver intentionally caused the accident.

At Skolrood Law Firm, our Roanoke auto accident lawyers can review your accident and claim to determine how to maximize your chances of getting compensation. Contact us today for a free consultation.

 

3 Common Post-Auto Accident Mistakes to Avoid

by Staff Blogger | July 11th, 2019

After an auto accident, your priorities are making sure that you and your loved ones get the medical attention and time you need to recover from your injuries so that you can go back to work. However, auto accident injuries can result in big medical bills that you may have difficulty paying, especially if you’re too hurt to go back to work for the foreseeable future.

If the accident was caused by a negligent driver, you may be eligible to get compensation for your medical bills and lost wages by filing a damages claim against their insurance policy. Unfortunately, getting compensation isn’t always easy, and insurance companies do everything they can to reduce or deny claims—including capitalizing on injured victims’ mistakes.

Three common mistakes that can harm compensation claims include:

  1. Admitting fault—Never admit fault for the crash to the other driver, the police, or the insurance company. Evidence may prove you didn’t contribute to the accident, but admitting fault can make it difficult to get compensation.
  2. Exaggerating or downplaying your injuries—Always be completely honest about your injuries. Making them sound worse than they are or even downplaying their severity can jeopardize your claim.
  3. Waiting too long to file a claim—In addition to a two-year statute of limitations in Virginia, the clock is also ticking on things like witness statements, crash scene evidence, and the insurance company’s perception of your claim and your injuries.

At Skolrood Law Firm, our Roanoke auto accident lawyers can take over your claim and help you avoid potentially damaging mistakes. Contact us today for a free consultation.

The Insurance Company May Use Your Words and Actions Against You After a Crash

by Staff Blogger | May 16th, 2019

Insurance companies spend millions of dollars every year trying to convince the public that they have their best interests in mind. But ultimately, insurance companies want to maximize their profits—and that’s hard to accomplish when they’re paying fair settlements to accident victims.

If you were recently hurt in a crash, the insurance company will do its best to pay you as little as possible or even deny your claim altogether. To do that, it will compile evidence against you, and some of that evidence may include your own statements about the crash and your injuries.

To protect yourself and your rights to compensation, it’s important to keep the following rules of thumb in mind in the days, weeks, and months after your crash:

  • Don’t talk about your accident on social media—When you file a compensation claim, an official record of what happened during the crash will be created. If any of your statements, including ones on social media, are contrary to that report, your claim could be jeopardized.
  • Don’t prematurely admit fault for the accident—Auto accidents are often traumatic and confusing. It can be difficult to remember what happened, and you may believe you were fully or partially at fault. If you admit fault, you may be unable to get compensation, even if evidence later disproves that.

Contacting an experienced Roanoke auto accident lawyer right away after the crash can help you focus on recovering and avoid the worries and hassles associated with the insurance company and its team of adjusters. Call Skolrood Law Firm today for a free consultation.

Let Us Protect You From the Insurance Company After an Auto Accident

by Staff Blogger | April 4th, 2019

Despite commercials and marketing campaigns reassuring drivers that insurance companies will have their backs after accidents, many car crash victims face hurdles when they pursue compensation. Because insurance companies are in business to make big profits, they reduce or sometimes deny the settlements that innocent victims deserve for accident-related expenses, including medical bills and lost wages.

Insurance companies employ teams of adjusters whose job is to find ways to pay victims as little as possible after their accidents. In many cases, adjusters spend hours talking to victims on the phone or online to gain their trust, but they often use their own statements against them to reduce or deny their claims. At Skolrood Law Firm, our Roanoke auto accident attorneys believe that victims should be on a level playing field after crashes, and that’s where we come in.

If you or someone you love was recently injured in a crash that wasn’t your fault, you need an experienced legal team on your side that can protect you form the insurance company’s tricks and tactics. It can be difficult to navigate the claims process if you’ve never been involved in a serious accident before, especially when you’re trying to recover from your injuries and get back to work.

We stay one step ahead of insurance companies, and we know how to build claims that get results. Contact us today for a free consultation.

Who Should You Call After an Auto Accident?

by Staff Blogger | February 28th, 2019

The aftermath of a car crash is a painful, stressful, and traumatic time for you and your loved ones. You may be dealing with severe injuries and unsure of your next steps. Getting help and notifying the right parties of the crash can help you protect your health and your rights to maximum compensation—and it all starts with making the right phone calls.

Three of the most important calls you can make after a crash include:

  • 911—Never assume that someone has already called 911 after an accident. The sooner you call, the faster emergency responders will arrive. Police officers can create an accident report and help navigate traffic away from the crash scene, while paramedics can administer aid to you and other victims.
  • Your auto insurance provider—Most insurance companies require notification of auto accidents within a day or two after they occur. Calling right away can help you remain eligible for compensation, especially if your plan includes personal injury protection or uninsured/underinsured motorist protection.
  • A Roanoke auto accident lawyer—Auto accident injuries lead to expensive medical bills and a prolonged time away from work—and that means no paychecks. Getting a lawyer on your side can help you recover compensation for your accident-related expenses, but if you wait too long, it may be more difficult for your claim to succeed.

When you choose Skolrood Law Firm, you’ll get peace of mind knowing that your claim is in good hands. It’s our goal to take some of the burden of the crash off your shoulders so you can focus on getting better. Call us today for a free consultation.

Here’s How We Help After an Auto Accident

by Staff Blogger | January 24th, 2019

If you were recently injured in an auto accident, your priorities right now are protecting your family’s health and getting back to work as quickly as possible. But the injuries that you and your loved ones are facing may be long-term, and that means expensive medical bills and weeks or even months without the paychecks you depend on.

Filing a claim for compensation after an auto accident on your own can be an uphill battle. Insurance companies are reluctant to pay victims settlements, and that means they frequently deny otherwise valid claims. And when they do agree to pay victims damages for their accident-related expenses, the money they offer is often insufficient to fully cover injury-related expenses like medical bills and lost wages.

At Skolrood Law Firm, our Roanoke auto accident lawyers know that insurance companies don’t always play fair or give car crash victims a fair shake. That’s why it’s our goal to help families like yours get maximum compensation after crashes that weren’t their fault. When you choose us to handle your auto accident claim, you’ll get the following services from our legal team:

  • We’ll investigate who was at fault for the crash—The insurance company won’t touch your claim unless it knows you didn’t cause the crash. We know what evidence to look for and where to find it to leave no doubt about who caused the crash.
  • We’ll negotiate to get you maximum compensation—Even after being presented with proof of liability, the insurance company may still refuse to pay a settlement or offer only a “lowball” settlement. We’ll calculate how much money you deserve, and we’ll fight to help you get it.

We’re ready to get started on your claim. Call today for a free consultation.

2 Reasons to See a Doctor Immediately After a Car Accident

by Staff Blogger | November 29th, 2018

After an auto accident, most people have two priorities: protecting themselves and their loved ones and getting back to work. But some victims put off going to the doctor or hospital, and they may even turn down treatment from first responders at the accident scene. When they do that, they put their health and their chances of getting compensation in jeopardy.

At Skolrood Law Firm, our Roanoke car accident attorneys have helped many victims like you who were hurt in auto crashes, and we know that getting medical treatment right away is essential for two reasons:

  1. It uncovers or rules out internal injuries. Car accidents put tremendous amounts of force on vehicle occupants. Internal organs can move or even be damaged inside the body. Some of those injuries aren’t immediately noticeable. Getting immediate treatment can help diagnose or rule out those injuries early.
  2. It creates a medical record of crash-related injuries. If you decide to pursue compensation for your accident-related injuries, the insurance company will want proof that they were caused by the car accident. Medical records from the day of the crash or shortly after can serve as valuable evidence for your compensation claim.

After you’ve been treated for your injuries, it’s important to get in touch with a lawyer right away. Evidence can disappear in a matter of days, and the insurance company will begin building its case against you as soon as it finds out about the wreck. Call us today for a free consultation.

2 Ways Insurance Companies Take Advantage of Auto Accident Victims

by Staff Blogger | October 4th, 2018

After a crash that wasn’t your fault, you may be in shock due to your injuries and the implications that the accident will have on your life. You may be facing a long road to recovery, and it could be weeks, months, or even years until you’re able to go back to work.

If the crash was caused by another person’s or party’s negligence, there’s a good chance the insurance company will contact you. Unfortunately, insurance companies rarely have victims’ best interests in mind. Instead, they look out for their own profits—usually at the expense of the people who need compensation for accident-related injuries.

If you or someone you love were recently hurt in a crash, here are two tactics the insurance company may use that you should be aware of:

  1. Getting you to admit fault for the crash—Insurance adjusters may pretend to be friendly and understanding on the phone or via email, but their job is to reduce or deny claims. One way they do that is by getting victims to admit fault for crashes. Once victims go on record saying they may be fully or partially responsible, they may be ineligible to pursue compensation.
  2. Getting you to accept an initial settlement offer—Adjusters also know that many victims are often desperate for money after their accidents. Medical bills can quickly pile up, and when you’re not working, you may be unable to pay for them. But accepting an “initial” settlement means you may forfeit your right to pursue additional compensation later.

The Roanoke car accident lawyers at Skolrood Law Firm are here to help you protect your rights. Call today for a free consultation.

Who Can You Trust after an Auto Accident?

by Staff Blogger | September 6th, 2018

If you were recently injured in an auto accident that wasn’t your fault, it’s important to remember that the insurance company wants to pay you as little as possible. Insurance companies report big profits every year, and they achieve that by finding ways to reduce or deny claims whenever they can.

They can get away with paying “lowball” settlements—or no settlements at all—to victims because they often count on victims making mistakes during the hours, days, or weeks after their accidents. One of the most prominent mistakes that victims make is talking about their accidents to the wrong people or in the wrong places.

At Skolrood Law Firm, we’ve seen many accident claims jeopardized after insurance companies and adjusters took victims’ words out of context and used them against them. You can reduce the chances of that happening by only talking about your accident with the following parties:

  • Your immediate family—Everyone needs love and support after an accident, and your immediate family can help you through this difficult time.
  • Your doctor—It’s important to be honest with your doctor about the severity and type of your injuries. The more information you provide, the easier it will be for him or her to treat you.
  • Your lawyer—A Roanoke auto accident lawyer has your best interests at heart, and he will need to know all of the details about your crash to best serve you.

Be careful when talking about your crash with others, including coworkers, friends, or social media connections and followers. Adjusters can and will use your words against you if they have access to them.

Call today for a free consultation, and let us put our experience to work for you.