December 15, 2011
With the Virginia State Corporation Committee announcing earlier this week that it had approved increases in premiums for workers’ compensation insurance, some believe it could lead to an increase in denials and disputes for legitimately hurt employees. WDBJ 7 News reported Sunday that the adjustment would take effect on April 1 of next year.
Virginia state law requires that employers provide employees with safe work environments at all times. That is why most employers in the state are required to carry workers’ compensation coverage. Workers’ compensation insurance covers the medical expenses and lost wages an employee endures from on-the-job injuries.
With payments increasing and profit margins for insurance providers shrinking, experts say that we can expect these companies to begin scrutinizing every penny they pay out to the injured, possibly even denying claims altogether.
The Virginia workers’ compensation attorneys with the Skolrood Law Firm believe the key to filing a successful workers’ compensation claim is filing it in a timely manner. Unless your injury is an emergency, you should report it to your employer first. They will then direct you where to receive treatment. After treatment, you should file your workers’ compensation claim as soon as possible. If there are any complexities involved in your case, you may need to consult a skilled worker’s compensation attorney to help.